Ed Morrissey gives us perhaps the best example of why no one at all should trust anything Obama says about insurance. This video, from his thrilling summit yesterday, proves that he doesn’t understand the simplest facts about how insurance works.
Now, how many of you can guess — just being a typical American — exactly why his insurance company wouldn’t cover the damage to his car from an accident?
Most of you will automatically know, as most average Americans who possess even an ounce of common sense will, that the legal minimum is usually only liability insurance. Most kids just out of college only buy liability because it’s the cheapest option and there’s frankly nothing wrong with that. Liability insurance only covers the damage done to the other driver’s car. Collision insurance will cover the damage done to your car. Moreover, if he was really rear-ended, he wouldn’t even be calling his insurance company. He’d be calling the other driver’s. Yet Obama is demonizing some nameless insurance company, either because he’s got no clue about how insurance works or he’s a liar.
This is the brilliant example of why we should trust this man to do a complete overhaul of our health insurance system? Either he’s a complete moron or he’s a liar. Neither inspires much confidence in his ability to comprehend how health insurance works.
Cross-posted at Stop the ACLU.
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There you go again, trying to inject logic into perfectly good class warfare and demagoguery…
No, Cassy, I’m going with “Obama is a complete moron AND he’s a liar.”
To be fair, it seems like most politicians these days are liars.
A joke I like is this: “Why do thieves don’t steal from politicians? Professional courtesy!”
To be charitable about it, He could have been trying to file a claim under the Uninsured Motorist clause, but that would involve a lot of events Holy Man left out of His story. The most memorable of which would have been that moment of realization that the other driver wasn’t carrying insurance. Or that He was the victim of a hit-and-run?
IIRC, back when I first took out a policy Washington State was requiring collision, liability and uninsured-motorist. I could be wrong. I have no idea if that was the case in Illinois during the time frame discussed by The Little Emperor.
Everyone knows that insurance is something that everyone puts a tiny bit of money in to (more or less based on your income) and then provides endless sums of money to everyone from then on out for any reason, no questions asked!